Budgets allow us to live in the present and plan for the future.
Keeping financial track of your spending and logging expenses, will
allow you to see patterns of spending and make necessary changes
during the month to empower your own financial growth and reach
One evening while reviewing my monthly logs, I added my espresso
purchases for the year; I was shocked to realize that I had spent
$1440.00 that year on Coffee! The first thought that popped into my
mind was "you just drank your vacation!" I made the decision that
night to start making coffee at home or in the office, by banking
my "coffee money" it has allowed me to plan for the future. Guess
what I starting planning for?
Free budget and spending planners can be found at www.NationalFinacialEducationCenter.org under
the resource tab.
-Julie Wisely, Eugene MOM and Regional Manager of Debt